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Flexible Payment Plans to Balance Cash-Flow

Flexible Benefits

  1. 90 Day Head Start
    First payment only, and then $25 per month for the first 3 months. Conserves cash flow, the equipment generates profits before full payments kick-in.
  2. 6, 9, Or 12 Month Step-Up Plan
    The first 6, 9, or 12 month payments are priced at 50% of the regular monthly payment. This plan allows the lessee to hold expenses down during the early part of the lease. The difference is amortized over the balance of the term, when the equipment is producing positive cash flow.
  3. Seasonal Payment Plan
    The customer chooses three months of slow period and makes a nominal payment per month, and then 9 regular payments during their regular season. Good opportunity to match lease payments to business activity.
  4. Payment Deferral Plan
    Customer makes 1 monthly lease payment to start lease, and has no payments for the next 2 months, followed by 35, 47, or 59 regular monthly payments. Excellent program for equipment that requires more time to produce revenues.
  5. Semi-Annual Or Annual Payment Plan
    Excellent program for customer that has seasonal or uneven revenue flow.
  6. Dealer Support Pricing
    Offer your customer very low interest rates, or even interest free transactions. You then discount the invoice to Columbia Equipment Finance. This is a good marketing tool for special promotions, or year end clearances.
  7. Security Deposits
    Your customer deposits 10-20% with the lease contact, and "buys down" the payments. Excellent program for the customer to reduce the cost of funds and lower payments.

Call for Flexible Payment Rates

If you would like a no obligation QUOTE,
or additional information on our SBA Loan Program,
or lease purchase financing programs,
please call one of our professional account managers directly at
1-800-733-3939 or fax us at 1-800-827-2600.
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