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FOR ANY
EQUIPMENT LEASE FINANCING Call 800-733-3939 8-5 PST 
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Start-Up New Business Warning: include(../estimator_grid_startup.txt) [function.include]: failed to open stream: No such file or directory in /home/content/s/t/a/stanmarkftp/html/printing/startupbusiness.php on line 64 Warning: include() [function.include]: Failed opening '../estimator_grid_startup.txt' for inclusion (include_path='.:/usr/local/php5/lib/php') in /home/content/s/t/a/stanmarkftp/html/printing/startupbusiness.php on line 64 Term Residual Lease: It is the same as a full payout lease with the exception that at the end of the original term of 33, 44, or 55 months, the lessee can purchase the equipment by making 3, 4, or 5 additional monthly payments. The purchase option is spread out over a number of payments, the same as a $1.00 buy-out lease. This lease formula was designed to be applicable for all states. Credit Factors: There is no time-in-business requirement with the exception of food/beverage service establishments, which must have one (1) year of operating history. Credit decision will be primarily based on a review of each owner's consumer credit report (CBR); all owners must be identified at the time of submission. Personal guaranty of over 70% of the business required. Payment habits, level of revolving debt, availability of revolving debt, comparable debt, and home ownership are also factors. If no commercial bank account is available to verify at the time of application submission, the most recent (three months) personal bank statements will be considered. There are some equipment and industry restrictions. All approvals require payment by automatic check withdrawal (ACH). The two payments with lease contract are considered security deposit. Credit Bureau Scoring Guidelines:
Bank Balance Requirements:
The Following is Required for Transactions Above $20,000:
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