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 Credit Guidelines 

For Application Only
New or Used Equipment

"A" Credit:
2+ Years in Business
Our lowest rates for the best credits
Must have excellent business and personal credit
Comparable Debt
Lease limit: $50,000
Terms: Up to 60 Months


Standard Credit:
2+ Years in Business
Good credit, clean credit report
No outstanding liens, or judgments
Subject to equipment and credit review
Lease limit: $100,000 (2-5 years in business)
Term: Up to 60 Months

Lease limit: $150,000 With additional pieces of equipment
Term: 72-84 Month terms available


"B" Credit:
2+ Years in Business
Less than perfect credit OK
Some credit problems in the past
Current credit report clean
Prior bankruptcies will be considered
Lease limit: $25,000 (2-5 years in business)
Term: Up to 60 Months

Lease limit: $25,000-$35,000 (Over 5 years in business)
Term: Up to 60 Months


New Businesses:
Less Than 2 Years in Business
Approval based on the past personal credit
of the principals and the nature of the equipment.
Lease limit: $20,000
Term: Up to 60 Months

Lease limit: $30,000 with financial information
Term: Up to 60 Months
All approvals require payments to be automatic withdrawal.


Challenged Credit:
1+ Years In Business
Applicants that have had a bankruptcy, such as liens,
judgements, or other credit problems
6 Previous months bank statements are required
Rates Are Quoted Upon Request
Lease limit: $75,000
Term: 63 Months

Standard Terms
24-36-48-60 Months
72-84 Month Terms available
on Long Life Equipment
Subject to Credit Review

End of Lease Options
Fair Market Value (FMV)
FMV/10% Buy-Out
$1.00 Purchase Option


Fax Your Business Card -
We Will Call You Back
Fax: 1-800-827-2600

Call Us for a Quote
No Obligation
Tel: 1-800-733-3939

If you would like a no obligation QUOTE,
or additional information on our SBA Loan Program,
or lease purchase financing programs,
please call one of our professional account managers directly at
1-800-733-3939 or fax us at 1-800-827-2600.
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