Bare Minimum Financial Package - $20,000 to $99,999

• Completed one page credit application
• Most recent year end financial statement (must be less than one year old)
• Corresponding business tax return (unless financial statement is CPA Reviewed or audited)
• Current interim financials
• Personal Financial Statement of owner(s), if business is closely held

Bare Minimum Financial Package PLUS - $100,000 to $199,000

• Completed one page credit application
• Most recent year end financial statement (must be less than one year old)
• Corresponding business tax return (unless financial statement is CPA Reviewed or audited)
• Current interim financials
• Personal Financial Statement of owner(s), if business is closely held
• Most recent tax return of owner(s), if business is closely held

Full Financial Package - $200,000 to $2,000,000

• Same as Bare Minimum Financial Package PLUS with two additional years of financial statements and/or tax returns. (three years total)

Response Time

• Bare Minimum Financial Package: 48 hours or less
• Full Financial Package: 5 working days or less
• Response time begins when all credit information is received.

General Credit Criteria

• Three+ Years In Business
• Good Personal Credit
• Satisfactory Bank History

• Sufficient Cash Flow
• Satisfactory Earnings History
• Satisfactory Trade Relationships